Jimmy Garoppolo has agreed to a deal with the Raiders, but early reports suggest he’ll be signing for less than deals recently agreed to by Derek Carr and Geno Smith.

Per ESPN, Garoppolo’s contract is $67.5 million for three years. That’s the initial report, and no doubt it includes some fluff – the actual value will be lower. The Athletic is reporting that the deal includes only $45 million in guaranteed money.

Carr’s deal is believed to realistically be about $105 million for three years. Smith is probably going to make $75 million for three years in Seattle.

With the quarterback chairs quickly being grabbed, Garoppolo may have figured that he’d better sign while a job was still available.

Considering the price tag, I would think the Raiders might still take a quarterback with their first-round pick. With Garoppolo in the fold, there would be no hurry to push that player on the field. They’re picking 7th, and neither C.J. Stroud or Bryce Young will be around for that pick. But Anthony Richardson or Will Levis might be.

As for the fit, I’m not a big Jimmy Garoppolo fan. I think he’s a limited, modest passer. He’s a lot more like Andy Dalton than Joe Burrow, for example. He’s had a lot of problems staying healthy. In his five full seasons with the 49ers, he started 3, 16, 6, 15 and 10 games – 50 out of a possible 82 games.

I will concede, however, that he’s at least won games. He’s 40-17 as starter. Among active quarterbacks with at least 30 starts, that makes him one of only four who’s won at least 70 percent of the game’s he’s started.

Garoppolo is an upgrade over Jarrett Stidham, who has agreed on a one-year deal with Denver to serve as a backup behind Russell Wilson.

WIN-LOSS RECORDS OF ACTIVE QUARTERBACKS
PlayerGWLTPct
Patrick Mahomes8064160.800
Tom Brady333251820.754
Lamar Jackson6145160.738
Jimmy Garoppolo5740170.702
Josh Allen7652240.684
Jalen Hurts3423110.676
Aaron Rodgers223147751.661
Dak Prescott9761360.629
Russell Wilson173108641.627
Tua Tagovailoa3421130.618
Joe Burrow4224171.583
Mitchell Trubisky5531240.564
Joe Flacco18099810.550
Ryan Tannehill14378650.545
Jared Goff10054451.545
Kirk Cousins13772632.533
Matt Ryan2341241091.532
Deshaun Watson5931280.525
Andy Dalton16283772.519
Mac Jones3116150.516
Justin Herbert4925240.510
Teddy Bridgewater6533320.508
Carson Wentz9246451.505
Nick Foles5829290.500
Tyrod Taylor5326261.500
Matthew Stafford191891011.469
Marcus Mariota7434400.459
Case Keenum6429350.453
Baker Mayfield6931380.449
Kyler Murray5725311.447
Derek Carr14263790.444
Trevor Siemian3013170.433
Geno Smith5122290.431
Jameis Winston8034460.425
Daniel Jones5321311.406
Brian Hoyer4116250.390
Sam Darnold5521340.382
Jacoby Brissett4818300.375
Trevor Lawrence3412220.353
Colt McCoy3611250.306

—Ian Allan